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Blockchain In 7 Minutes - What Is Blockchain - Blockchain Explained-How Blockchain Works-SimplilearnArguably the most impactful application of blockchain in finance is its ability to efficiently establish trust through smart contracts. Smart contracts are. Many financial institutions have started trying to apply blockchain technology into financial transactions in order to decrease transaction costs and increase. Layer One X (L1X) presents a compelling case for its use in clearing and settlements within the financial sector. Its interoperability, scalability, security.