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How I Would Invest $1000 in Crypto in 2024 - BEST Altcoin Portfolio Ever5 steps for investing in cryptocurrency. First things first, if you're looking to invest in crypto, you need to have all your finances in order. While not all cryptos are same, they all pose high risks and are speculative as an investment. You should never invest money into crypto that you can't afford. Cryptocurrency (or �crypto�) is a digital currency, such as Bitcoin, that is used as an alternative payment method or speculative investment.