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???? ????? ???? ??????? ?? ????? ????? ?? ???? ????Blockchain & Cryptocurrencies. New technologies and business models disrupt businesses and everyday life worldwide. Our lawyers will assist companies with. In this article, my intention is not only to discuss my thoughts about cryptocurrency but more importantly, give you an idea of a balanced thought process. Allianz Risk Transfer AG (ART) and Nephila Capital Limited (Nephila) announce that they have successfully piloted the use of blockchain smart.